As the leader in the industry, Experian® provides insights that help businesses target new markets, improve response rates and increase revenue. We maintain extensive credit databases to help businesses lend profitably and minimize credit risk. Our collections tools improve operational efficiencies and optimize debt recovery. Our data and analytics help companies maximize their marketing investments by communicating with customers more effectively. In addition, through our expertise, we help clients protect their assets with tools and insights that help prevent fraud.
Identify creditworthy businesses and consumers most likely to respond to new offers. Using Experian's immense databases and target-marketing platforms, you can make customer acquisition more cost-effective and less risky. Optimize your efforts by targeting only viable customers likely to convert to your brand.
Maximize customer relationships with tools that help you execute successful customer and credit portfolio management strategies. Better understand your customers and strengthen your relationships with customers. Our data management expertise combines advanced scoring and analytics.
In this volatile economy, managing risk is essential to limiting profit loss. Experian programs use predictive scoring models to better segment your portfolio, plus our applications utilize triggers and notification services so you can track, analyze and take action quickly to reduce write-offs and identify additional revenue opportunities.
Spot fraud and protect your company and assets with Experian's investigation and identity authentication tools, fraud protection services and credit card verification systems.
Locate skipped accounts, determine which debt portfolios have the greatest revenue potential, tailor collections by type of debt, and utilize Experian's analytics to manage and maximize your debt recovery efforts.
Learn how mortgage restructuring programs such as government sponsored modification programs, short sales, foreclosures, and are impacting consumers' credit scores.
Has the recession made it difficult to determine which small businesses are good credit risks? Learn how to identify healthy businesses using new trends. We analyzed more than 300,000 small businesses over the last two years – discover the latest findings.